Mint is gone. Cosmic Budget picks up where it left off with synced transactions, clean design, and flexible budgeting, then adds receipt context when it is available. One plan covers your whole household, for less than YNAB or Monarch.
Start with the Mint basics: synced accounts, flexible budgets, and a clean spending view. Then add receipt context and optional AI access.
Mint showed “Amazon $127.” Cosmic can show the 3 books, the charger, and the snacks when receipt details are available.
One subscription covers your entire family. See shared spending and joint goals — with no separate partner subscription fees.
$49/year, billed annually — versus $99 for Monarch or $109 for YNAB. No ads and no selling your data.
iOS, Android, and web, always in sync — the same clean design Mint fans miss, on every device.
Smart alerts before you overspend, spending patterns surfaced for you, and a personal AI you can just ask.
Build momentum with streaks, badges, and savings challenges — budgeting that actually keeps you coming back.
You don’t need your old Mint login. Three steps and your dashboard is live.
Link your banks and cards through Plaid. Balances and available transaction history sync from connected institutions.
Drop in the CSV you exported from Mint to bring years of history along. Imported history gives you a starting point; category cleanup may still take a little review.
Your dashboard starts filling in after sync and import. Invite your household and connect receipts when you are ready.
Intuit shut down Mint and pushed users toward Credit Karma, which isn’t a budgeting app. Millions of people who relied on Mint’s automatic, free-form tracking were left looking for a replacement that actually budgets.
The popular alternatives each ask you to give something up. YNAB is powerful but costs $109 and leans on manual entry. Monarch is polished, now has AI and receipt scanning, and Monarch Core costs $99.99/year. Copilot is polished and now supports web, but it is less household-focused than Cosmic Budget. The honest comparisons are worth reading before you commit:
Start with the simplest one. Try our free 50/30/20 calculator → to split your take-home pay into needs, wants, and savings in seconds.
Cosmic Budget is automatic, smart, and less expensive than the big paid Mint alternatives, with the AI access Mint never had.