See what you bought when receipt details are available, not just what you spent.
Cosmic Budget uses receipt details when they are available, explains transactions, and gives your household a clearer view of where money actually goes.
“Explain my recent Amazon charge and how it affected my budgets.”
Budgeting that understands the messy parts of household spending.
Cosmic Budget is designed to feel warm, clear, and practical, built for real household decisions instead of another abstract finance dashboard.
Receipt Intelligence
Use receipt details to explain Costco, Target, or Amazon charges and suggest better budget categories.
See receipt contextHousehold Sharing
One household view for shared budgets, goals, receipts, and spending decisions without trading screenshots.
Budgeting for couplesAssistant-ready money
Connect an MCP-compatible assistant to ask plain-English questions about budgets and spending with scoped, revocable access and last-used tracking.
Explore Cosmic Budget MCPTrust-first access
Plaid connections are scoped, financial tokens are encrypted, and assistant tokens are hashed and revocable.
Receipt details when they are available.
Merchant-level spending hides the useful truth. Cosmic Budget uses receipts and transaction context to explain purchases and suggest categories you can review.
Plans start at $49/year for the household.
Core covers most households. Power is there for larger account setups and heavier assistant usage, without forcing every person into a separate subscription.
- 14-day card-backed trial
- Household sharing
- Receipt details when available
- Optional scoped Assistant Access
Trust has to be part of the interface.
You stay in control of what the assistant can see and do. Assistant access is scoped, revocable, read-only by default, and shows last-used status, with optional write permissions for budget changes, transaction recategorization, and category rules that you must enable.